QuickBooks alternatives by business type

• Starter: $0
• Pro: $19/mo, or $190/yr billed annually
• Wave Advisors bookkeeping service: from $149/mo

Solo freelancers and very small service businesses that mostly need invoices and basic books on a tight budget.

• Starter includes unlimited estimates, invoices, bills and bookkeeping records.
• Automatic bank import, auto-categorization, unlimited receipt capture and automatic late-payment reminders are listed as Pro features.
• Card processing listed at 2.9% + $0.60 per transaction on Starter. On Pro, the first 10 transactions a month are 2.9% + $0, then 2.9% + $0.60.
• Pro is billed per business, not per owner.

• Free: $0 (if annual revenue stays under $50K; 1 user + 1 accountant)
• Standard: $20/mo, or $15/mo billed annually (3 users)
• Professional: $50/mo, or $40/mo billed annually (5 users)
• Premium: $70/mo, or $60/mo billed annually (10 users)
• Elite: $150/mo, or $120/mo billed annually (10 users)
• Ultimate: $275/mo, or $240/mo billed annually (15 users)

Budget-minded small businesses that want room to grow, including ones that need inventory, purchases or project tracking.

• Prices are per organization per month. You can run more than one business as separate organizations.
• Professional is described as the tier for projects, inventory tracking and purchases. Elite adds full inventory management.
• Annual invoice limits: Free 1,000, Standard 5,000, Professional 10,000, Premium 25,000, Elite and Ultimate 100,000.
• Extra users are $3/user/mo, or $2.50 billed annually. There is a 14-day free trial.

• Lite: $23/mo (5 billable clients)
• Plus: $43/mo (50 billable clients)
• Premium: $70/mo (unlimited billable clients)
• Select: custom pricing

Freelancers, consultants and client-service firms that bill by the client or the hour and live in invoices, estimates and proposals.

• Plan limits are based on the number of billable clients, both active and archived.
• Proposals, client retainers, receipt scanning, financial reports and accountant access are listed from Plus upward.
• Add-ons: team members $11/mo per person, Advanced Payments $20/mo (included in Select), Payroll $40/mo + $6/mo per user.
• On the check date the page showed a promotion of 80% off for 4 months, plus a 30-day free trial and a 30-day money-back guarantee.

• Early: $27/mo
• Growing: $59/mo
• Established: $97/mo

Established small businesses that want full double-entry accounting with bills, bank reconciliation and forecasting, and those that work in more than one currency.

• Early is capped at 20 invoices and 5 bills. Growing and Established don't have those caps.
• Multi-currency, project time and cost tracking, and employee expense and mileage claims are listed on Established only.
• Optional add-ons: Xero Payroll powered by Gusto ($36/mo + $6 per employee or contractor), Inventory Plus (Growing and Established), and auto-reconcile on Early ($5/mo).
• On the check date there was a US new-customer offer of 90% off for the first 6 months, ending Nov 2, 2026. Subscriptions are billed monthly.

• Lite: $79/mo (2 users)
• Core: $129/mo
• Advanced: from $229/mo (custom quote)
• Tailored pricing for organizations with $1M+ revenue

Churches and nonprofits that need fund accounting, meaning balances and income tracked by fund or grant, plus donor and giving tools.

• Lite includes a balance sheet and income statement by fund, bank reconciliation, custom reports, a board portal and 1099 management.
• Core adds basic budgeting and accounts payable. Advanced is aimed at organizations with $250K+ in annual revenue.
• Online giving forms, a donor CRM, giving statements and event registration are listed in every package.
• On the check date the page showed a discounted price (for example Lite at $39.50/mo) with an asterisk. Check the offer terms on the official page.